Term insurance is coverage in place for a certain period – often called “temporary coverage.” You can typically purchase coverage in term periods of 10, 15, 20, or 30 years (Depending on the insurance carrier). If you die before the end of the term period, the policy pays the death benefit to your chosen beneficiary.
Typically, your coverage stops when the term period ends and you may never use the coverage you paid for. Americo offers products that can return the money you paid if you never use the coverage. We also have products that automatically extend your coverage to permanent coverage at the end of the term, without raising your monthly rate.
We offer a strong portfolio of Term insurance products designed to help protect you and your family through all stages of life. Our life insurance products provide solutions for the following situations:
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